US-based crypto lender Lantern Finance expands its loan product lineup to include XRP and DOGE, catering to overlooked altcoin holders.

Lantern Finance, a fast-growing startup in the crypto lending space, announced today that it will begin offering loans backed by XRP and Dogecoin (DOGE), two of the most widely held altcoins by retail investors. The new offering allows users to borrow up to 25% of their crypto’s value at a 13% annual percentage rate (APR), plus a 2% upfront origination fee.

The move is part of Lantern’s broader strategy to serve crypto holders who sit outside the Bitcoin and DeFi ecosystems—investors who often lack access to borrowing tools despite holding large positions in major altcoins.

“While most lending platforms stick to BTC and ETH, there’s massive untapped demand among holders of assets like XRP and DOGE,” said Jung Won Kim, co-founder and CEO of Lantern. “We’re building the infrastructure to support the full spectrum of crypto collateral—not just what’s easiest to underwrite.”

The new loans can be disbursed directly in USD to a borrower’s bank account, reflecting Lantern’s focus on simplicity and compliance over DeFi-native complexity. Unlike decentralized protocols that require self-custody wallets and smart contract interactions, Lantern positions itself as a centralized and regulatorily compliant alternative with a straightforward user experience.

Key Loan Terms:

• Supported collateral: XRP, DOGE

• Loan-to-Value (LTV): Up to 25%

• APR: 13%

• Origination Fee: 2% upfront

• Term: 12 months

• Loan disbursement: USD wired to customer’s bank account or USDC stablecoin

Lantern says the terms are designed for longer-term holders looking to access liquidity without selling their crypto, potentially avoiding taxable events and market timing risks.

The company, which recently raised a $1 million pre-seed round, sees this expansion as part of its mission to bring more functionality and financial freedom to the average crypto investor. Unlike competitors that collapsed during the 2022 lending crises, Lantern emphasizes transparency, risk discipline, and not re-lending customer assets.

"Many XRP and DOGE holders still remember what happened with BlockFi and Celsius,” said Deegii Altangerel, co-founder and CTO of Lantern. “We were among those who lost funds too—and that experience shaped our entire product approach.”

With XRP and DOGE now live, the team says more altcoin-backed loan support is on the roadmap. “Our long-term vision is to offer a full-suite of crypto lending products with a wide set of crypto assets to borrow against,” Kim said. “Adding support for these assets is just one more step in that direction.”

Interested borrowers can apply for a loan or learn more on the website of Lantern Finance.

This publication is provided by the client. Cointelegraph does not endorse and is not responsible for or liable for any content, accuracy, quality, advertising, products, or other materials on this page. Readers should do their own research before taking any actions related to the company. Cointelegraph is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services mentioned in the press release.

VIRTUAL 90%       TRUMP 90%      BRETT 89%       WIF 70%       SUI 66%

WLD 61%       BONK 54%        AIC 52%        HONEY 48%      SNEK 48%

IO 48 %       TURBO 123%     DEEP 103%      PENGU 89%      AI162 89%

DOG 76%     AIXBT 101%      CETUS 94%   

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US-based crypto lender Lantern Finance expands its loan product lineup to include XRP and DOGE, catering to overlooked altcoin holders.

Lantern Finance, a fast-growing startup in the crypto lending space, announced today that it will begin offering loans backed by XRP and Dogecoin (DOGE), two of the most widely held altcoins by retail investors. The new offering allows users to borrow up to 25% of their crypto’s value at a 13% annual percentage rate (APR), plus a 2% upfront origination fee.

The move is part of Lantern’s broader strategy to serve crypto holders who sit outside the Bitcoin and DeFi ecosystems—investors who often lack access to borrowing tools despite holding large positions in major altcoins.

“While most lending platforms stick to BTC and ETH, there’s massive untapped demand among holders of assets like XRP and DOGE,” said Jung Won Kim, co-founder and CEO of Lantern. “We’re building the infrastructure to support the full spectrum of crypto collateral—not just what’s easiest to underwrite.”

The new loans can be disbursed directly in USD to a borrower’s bank account, reflecting Lantern’s focus on simplicity and compliance over DeFi-native complexity. Unlike decentralized protocols that require self-custody wallets and smart contract interactions, Lantern positions itself as a centralized and regulatorily compliant alternative with a straightforward user experience.

Key Loan Terms:

• Supported collateral: XRP, DOGE

• Loan-to-Value (LTV): Up to 25%

• APR: 13%

• Origination Fee: 2% upfront

• Term: 12 months

• Loan disbursement: USD wired to customer’s bank account or USDC stablecoin

Lantern says the terms are designed for longer-term holders looking to access liquidity without selling their crypto, potentially avoiding taxable events and market timing risks.

The company, which recently raised a $1 million pre-seed round, sees this expansion as part of its mission to bring more functionality and financial freedom to the average crypto investor. Unlike competitors that collapsed during the 2022 lending crises, Lantern emphasizes transparency, risk discipline, and not re-lending customer assets.

"Many XRP and DOGE holders still remember what happened with BlockFi and Celsius,” said Deegii Altangerel, co-founder and CTO of Lantern. “We were among those who lost funds too—and that experience shaped our entire product approach.”

With XRP and DOGE now live, the team says more altcoin-backed loan support is on the roadmap. “Our long-term vision is to offer a full-suite of crypto lending products with a wide set of crypto assets to borrow against,” Kim said. “Adding support for these assets is just one more step in that direction.”

Interested borrowers can apply for a loan or learn more on the website of Lantern Finance.

This publication is provided by the client. Cointelegraph does not endorse and is not responsible for or liable for any content, accuracy, quality, advertising, products, or other materials on this page. Readers should do their own research before taking any actions related to the company. Cointelegraph is not responsible, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services mentioned in the press release.

Bitcoin Poised for Strongest Weekly Gain Since Trump Win as ETFs Gobble $2.7B Inflows  

SUI, BCH and Hedera's HBAR led Friday gains in the CoinDesk 20 Index, with one analyst saying this week's crypto rally is likely the beginning of BTC's climb to fresh record prices.   By Krisztian Sandor

VIRTUAL 90%       TRUMP 90%      BRETT 89%       WIF 70%       SUI 66%

WLD 61%       BONK 54%        AIC 52%        HONEY 48%      SNEK 48%

IO 48 %       TURBO 123%     DEEP 103%      PENGU 89%      AI162 89%

DOG 76%     AIXBT 101%      CETUS 94%   

From Aid to Efficiency: Why the Stellar Blockchain Is the Future of Government Spending  

A leaked memo circulating at the U.S. State Department has ignited a debate in Washington: Could blockchain be the key to cutting waste and improving government efficiency? With trillions flowing through federal programs, transparency and cost savings have never been more critical.

But not all blockchains are created equal. The question now is: Which proven and scalable solution can best serve the government, taxpayers, and the global economy alike?

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